:root{--pine:#123b36;--deep:#0b2825;--mint:#dcece6;--cream:#f4f0e8;--coral:#dc654f;--ink:#24302e;--muted:#65716e;--line:#d5ddd9;--white:#fff;--max:1180px}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);font:16px/1.65 Inter,ui-sans-serif,system-ui,-apple-system,"Segoe UI",sans-serif;background:#fff}a{color:inherit}img{max-width:100%;display:block}header{position:sticky;top:0;z-index:20;background:#fff;border-bottom:1px solid var(--line)}.mast{max-width:var(--max);margin:auto;padding:15px 24px;display:flex;align-items:center;justify-content:space-between}.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--deep);font-size:1.45rem;font-weight:850;letter-spacing:-.05em}.brand strong{color:var(--coral)}.brand small{font-size:.62em}.brand-icon{width:38px;height:38px;display:grid;place-items:center;border-radius:50%;background:var(--pine);color:#fff;font:italic 1.35rem Georgia,serif}.tool-link{text-decoration:none;color:var(--coral);font-weight:800;font-size:.85rem}.menu{display:none;border:1px solid var(--line);background:#fff;padding:8px 12px;font:inherit;font-weight:750}nav{display:flex;justify-content:center;gap:32px;padding:9px 20px;background:var(--pine);color:#fff}nav a{text-decoration:none;text-transform:uppercase;letter-spacing:.08em;font-size:.72rem;font-weight:850}.hero{height:650px;position:relative;background:var(--deep);overflow:hidden}.hero img{width:100%;height:100%;object-fit:cover}.hero:after{content:'';position:absolute;inset:0;background:linear-gradient(90deg,#071f1de6 0%,#071f1dbf 28%,transparent 68%)}.hero-overlay{position:absolute;z-index:2;left:max(24px,calc((100vw - var(--max))/2));top:50%;transform:translateY(-50%);color:#fff;max-width:630px}.hero h1,.page-hero h1{font:700 clamp(3.2rem,6vw,6rem)/.96 Georgia,serif;letter-spacing:-.055em;margin:12px 0 25px}.hero h1 em{color:#f2a595;font-weight:400}.hero p{color:#d4e4df;font-size:1.16rem;max-width:560px}.kicker{text-transform:uppercase;letter-spacing:.13em;font-size:.72rem;font-weight:900;color:#f5ad9d}.kicker.dark{color:var(--coral)}.kicker.pale{color:#b9d9cf}.btn{display:inline-flex;align-items:center;justify-content:center;padding:13px 19px;border:1px solid transparent;text-decoration:none;font-weight:850;font-size:.88rem;cursor:pointer;margin:10px 8px 0 0}.btn.coral{background:var(--coral);color:#fff}.btn.outline{border-color:#a8c5bd;background:transparent;color:inherit}.jump{max-width:var(--max);margin:-28px auto 40px;background:#fff;position:relative;z-index:3;box-shadow:0 18px 55px #0b28251a;display:grid;grid-template-columns:repeat(6,1fr)}.jump a{padding:17px 15px;text-decoration:none;border:1px solid #edf0ee;font-size:.77rem;font-weight:800}.jump b{display:block;color:var(--coral);font-size:.65rem}.split{max-width:var(--max);margin:80px auto 32px;padding:0 24px;display:grid;grid-template-columns:1fr 1fr;gap:75px;align-items:end}.split h2,.tool-band h2,.budget h2,.check-head h2,.related h2{font:700 clamp(2.1rem,4vw,3.65rem)/1.05 Georgia,serif;color:var(--deep);letter-spacing:-.045em;margin:8px 0}.split>p{color:var(--muted);font-size:1.06rem}.lead-grid,.library{max-width:var(--max);margin:auto;padding:0 24px;display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.card{border:1px solid var(--line);padding:26px;min-height:275px;display:flex;flex-direction:column;background:#fff}.card>span,.article-head>span,.related>span{color:var(--coral);font-size:.72rem;text-transform:uppercase;letter-spacing:.09em;font-weight:900}.card h3{font:700 1.5rem/1.18 Georgia,serif;color:var(--deep);margin:12px 0}.card h3 a{text-decoration:none}.card p{color:var(--muted);font-size:.92rem}.read{margin-top:auto;color:var(--coral);text-decoration:none;font-weight:850;font-size:.84rem}.tool-band{margin:90px 0;background:var(--pine);color:#fff;padding:70px max(24px,calc((100vw - var(--max))/2));display:grid;grid-template-columns:1fr 1fr;gap:75px}.tool-band h2{color:#fff}.tool-band p{color:#c8dcd6}.tool-points a{display:grid;text-decoration:none;border-bottom:1px solid #ffffff24;padding:15px 0}.tool-points span{color:#b9cdc7;font-size:.85rem}.principles{max-width:var(--max);margin:90px auto;padding:0 24px;display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.principles div{background:var(--cream);padding:30px}.principles span{color:var(--coral);font-weight:900}.principles h3{font:700 1.35rem Georgia,serif;color:var(--deep)}.principles p{color:var(--muted)}.page-hero{background:var(--deep);color:#fff;padding:85px max(24px,calc((100vw - var(--max))/2))}.page-hero.mint{background:var(--mint);color:var(--deep)}.page-hero h1{max-width:950px}.page-hero p{max-width:760px;color:#c8dcd6;font-size:1.12rem}.page-hero.mint p{color:#50645f}.budget{max-width:var(--max);margin:75px auto;padding:0 24px;display:grid;grid-template-columns:.8fr 1.2fr;gap:70px}.tool-copy p{color:var(--muted)}#budgetForm{background:var(--cream);padding:30px;display:grid;grid-template-columns:1fr 1fr;gap:16px}#budgetForm label{font-size:.78rem;font-weight:850;color:var(--deep)}#budgetForm label span{float:right;color:var(--muted)}#budgetForm input{display:block;width:100%;padding:11px;margin-top:5px;border:1px solid #becbc6;background:#fff;font:inherit}.results{grid-column:1/-1;display:grid;grid-template-columns:repeat(3,1fr);background:var(--deep);color:#fff}.results div{padding:14px;border:1px solid #ffffff1c}.results span,.results b{display:block}.results span{font-size:.69rem;color:#b9cdc7}.measure{background:var(--pine);color:#fff;padding:70px max(24px,calc((100vw - var(--max))/2))}.check-head{display:flex;justify-content:space-between;align-items:end;gap:30px}.check-head h2{color:#fff}.check-head p{color:#c8dcd6}.checks{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-top:30px}.checks fieldset{border:1px solid #ffffff2c;padding:20px}.checks legend{font-weight:850}.checks label{display:flex;gap:9px;margin:10px 0;color:#d6e5e0;font-size:.88rem}.checks input{width:18px;height:18px;accent-color:var(--coral)}.clear{border:0;background:none;color:#f5ad9d;text-decoration:underline;margin-top:20px;cursor:pointer}.material-section{max-width:var(--max);margin:70px auto;padding:0 24px}.material-section>h2{font:700 2.5rem Georgia,serif;color:var(--deep)}.table-wrap{overflow:auto}table{width:100%;border-collapse:collapse;min-width:760px}th,td{text-align:left;padding:14px;border-bottom:1px solid var(--line);vertical-align:top}th{background:var(--pine);color:#fff;font-size:.78rem}td{font-size:.88rem}.material-cards{max-width:var(--max);margin:55px auto 90px;padding:0 24px;display:grid;grid-template-columns:repeat(4,1fr);gap:16px}.material-cards article{background:var(--cream);padding:24px}.material-cards h2{font:700 1.35rem Georgia,serif;color:var(--deep)}.material-cards p{color:var(--muted);font-size:.88rem}.article-head{background:var(--cream);padding:78px max(24px,calc((100vw - 900px)/2));text-align:center}.article-head h1,.simple-head h1{font:700 clamp(2.8rem,5vw,4.9rem)/1.02 Georgia,serif;color:var(--deep);letter-spacing:-.05em;margin:12px auto 20px;max-width:900px}.article-head p,.simple-head p{font-size:1.12rem;color:var(--muted);max-width:760px;margin:0 auto}.article-head small{display:block;margin-top:22px;color:#7a8582}.article-layout{max-width:1040px;margin:60px auto;padding:0 24px;display:grid;grid-template-columns:1fr 260px;gap:70px}.article-body{font:1.06rem/1.75 Georgia,serif}.article-body h2{font-size:1.8rem;color:var(--deep);line-height:1.15;margin:40px 0 10px}.article-body p{color:#364440}.takeaway{background:var(--mint);border-left:5px solid var(--coral);padding:23px;font-family:Inter,sans-serif}.takeaway b{color:var(--coral);font-size:.72rem;text-transform:uppercase;letter-spacing:.1em}.takeaway p{margin:5px 0}.note{border-top:1px solid var(--line);margin-top:42px}.article-layout aside>div{border:1px solid var(--line);padding:20px;margin-bottom:16px}.article-layout aside h3{font-size:.95rem;color:var(--deep)}.article-layout aside a{display:block;color:var(--coral);text-decoration:none;font-weight:800;font-size:.82rem;padding:8px 0;border-bottom:1px solid var(--line)}.article-layout aside p{font-size:.83rem;color:var(--muted)}.related{background:var(--cream);padding:60px max(0px,calc((100vw - var(--max))/2))}.related>span,.related>h2{margin-left:24px}.simple-head{max-width:900px;margin:75px auto 35px;padding:0 24px;text-align:center}.policy{max-width:780px;margin:0 auto 90px;padding:0 24px}.policy h2{font:700 1.7rem Georgia,serif;color:var(--deep);margin:36px 0 8px}.policy p{color:#43524e}.policy a{color:var(--coral)}.updated{font-weight:850;color:var(--coral)!important}footer{background:#071f1d;color:#bdccc8;padding:55px max(24px,calc((100vw - var(--max))/2)) 20px}.footer-grid{display:grid;grid-template-columns:2fr repeat(3,1fr);gap:45px}.foot-brand{color:#fff}.footer-grid p{max-width:390px;font-size:.86rem}.footer-grid p a{color:#fff;font-weight:750}.footer-grid h3{color:#fff;text-transform:uppercase;letter-spacing:.1em;font-size:.76rem}.footer-grid>div>a:not(.brand){display:block;text-decoration:none;margin:8px 0;font-size:.84rem}.copyright{border-top:1px solid #ffffff1f;margin-top:35px;padding-top:18px;font-size:.71rem;color:#879c96}@media(max-width:900px){nav{display:none;flex-direction:column;gap:7px;padding:14px 24px}nav.open{display:flex}.menu{display:block}.tool-link{display:none}.jump{margin:0;grid-template-columns:repeat(4,1fr)}.split,.tool-band,.budget{grid-template-columns:1fr;gap:25px}.lead-grid,.library,.checks{grid-template-columns:1fr 1fr}.principles{grid-template-columns:1fr}.article-layout{grid-template-columns:1fr}.article-layout aside{display:grid;grid-template-columns:1fr 1fr;gap:16px}.material-cards{grid-template-columns:1fr 1fr}.footer-grid{grid-template-columns:1fr 1fr}}@media(max-width:600px){.hero{height:610px}.hero h1,.page-hero h1{font-size:2.8rem}.hero:after{background:#071f1dc9}.hero-overlay{right:24px}.jump{grid-template-columns:repeat(2,1fr)}.lead-grid,.library,.checks,#budgetForm,.material-cards{grid-template-columns:1fr}.results{grid-template-columns:1fr}.check-head{align-items:stretch;flex-direction:column}.article-layout aside{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr}.card{min-height:auto}}@media print{header,footer,.page-hero,.budget,.check-head .btn,.clear{display:none}.measure{background:#fff;color:#000;padding:10px}.check-head h2,.check-head p{color:#000}.checks{grid-template-columns:1fr 1fr}.checks fieldset{border:1px solid #777}.checks label{color:#000}}

